topic Re: 60 day rollover timing in Retirement tax questions

60 day rollover timing

jcreynolds183 — Tue, 10 Mar 2026 07:15:50 GMT

I did a 60 day rollover in 2022. I received the funds in August and replaced them in October. If I want to do another 60 day rollover next year, when will I be permitted to? After the October replacement date, or after the August withdrawal date?

Re: 60 day rollover timing

Anonymous_ — Sat, 24 Dec 2022 17:23:30 GMT

@Mike9241

Re: 60 day rollover timing

dmertz — Sat, 24 Dec 2022 17:48:44 GMT

After the August withdrawal date. The limitation period is defined relative to the date of the distribution, not the date of the rollover contribution.

Re: 60 day rollover timing

jcreynolds183 — Sat, 24 Dec 2022 18:06:06 GMT

Thank you! So, if the funds hit my account on, say 8/18/22, I would need to wait until at least 8/19/23?

Re: 60 day rollover timing

dmertz — Sat, 24 Dec 2022 18:21:35 GMT

Yes.