https://ttlc.intuit.com/community/retirement/discussion/can-i-get-deductions-for-my-traditional-ira-contributions-i-moved-jobs-in-june-and-did-not-avail-of/01/209918#M18125 Sat, 01 Jun 2019 18:07:33 GMT nikomangahas 2019-06-01T18:07:33Z https://ttlc.intuit.com/community/retirement/discussion/can-i-get-deductions-for-my-traditional-ira-contributions-i-moved-jobs-in-june-and-did-not-avail-of/01/209918#M18125 Sat, 01 Jun 2019 18:07:33 GMT https://ttlc.intuit.com/community/retirement/discussion/can-i-get-deductions-for-my-traditional-ira-contributions-i-moved-jobs-in-june-and-did-not-avail-of/01/209918#M18125 nikomangahas 2019-06-01T18:07:33Z https://ttlc.intuit.com/community/retirement/discussion/no-you-cannot-if-covered-by-a-retirement-plan-at-work-at/01/209931#M18129 <P>No you cannot if covered by a retirement plan at work at any time during 2018 - even one day.<BR /></P> Sat, 01 Jun 2019 18:07:34 GMT https://ttlc.intuit.com/community/retirement/discussion/no-you-cannot-if-covered-by-a-retirement-plan-at-work-at/01/209931#M18129 macuser_22 2019-06-01T18:07:34Z https://ttlc.intuit.com/community/retirement/discussion/thank-you-macuser-22-so-my-wife-is-not-working-as-well/01/209938#M18130 Thank you macuser_22! So my wife is not working as well, doesn't it count as 1 Active and 1 Non-Active (AGI limit of $193k instead of $123K) Sat, 01 Jun 2019 18:07:36 GMT https://ttlc.intuit.com/community/retirement/discussion/thank-you-macuser-22-so-my-wife-is-not-working-as-well/01/209938#M18130 nikomangahas 2019-06-01T18:07:36Z https://ttlc.intuit.com/community/retirement/discussion/there-is-only-one-magi-on-a-joint-tax-return-see-this-i/01/209943#M18131 There is only one MAGI on a joint tax return.<BR /><BR />See this IRS link for Traditional IRA deduction limits when covered by a retirement plan at work.<BR /><BR />&lt;a rel="nofollow" target="_blank" href="<A href="https://www.irs.gov/Retirement-Plans/IRA-Deduction-Limits&quot;&gt;https://www.irs.gov/Retirement-Plans/IRA-Deduction-Limits&lt;/a" target="_blank">https://www.irs.gov/Retirement-Plans/IRA-Deduction-Limits"&gt;https://www.irs.gov/Retirement-Plans/IRA-Deduction-Limits&lt;/a</A>&gt;<BR /> Sat, 01 Jun 2019 18:07:38 GMT https://ttlc.intuit.com/community/retirement/discussion/there-is-only-one-magi-on-a-joint-tax-return-see-this-i/01/209943#M18131 macuser_22 2019-06-01T18:07:38Z https://ttlc.intuit.com/community/retirement/discussion/thanks-again-i-understand-these-so-far-and-i-m-reviewin/01/209954#M18132 Thanks again! I understand these so far, and I'm reviewing the IRS website too, but what I wanted to confirm was - is my wife considered as 'not covered by a retirement plan at work' because she does not work? Sat, 01 Jun 2019 18:07:39 GMT https://ttlc.intuit.com/community/retirement/discussion/thanks-again-i-understand-these-so-far-and-i-m-reviewin/01/209954#M18132 nikomangahas 2019-06-01T18:07:39Z https://ttlc.intuit.com/community/retirement/discussion/your-spouse-if-not-working-would-not-be-covered-so-she/01/209959#M18134 Your spouse, if not working, would not be covered so she could make a IRA contribution to her own IRA at the higher limits for a non-covered spouse when&nbsp;&nbsp;the other spouse is covered. Sat, 01 Jun 2019 18:07:40 GMT https://ttlc.intuit.com/community/retirement/discussion/your-spouse-if-not-working-would-not-be-covered-so-she/01/209959#M18134 macuser_22 2019-06-01T18:07:40Z https://ttlc.intuit.com/community/retirement/discussion/awesome-thank-you-macuser-22-appreciate-your-responses/01/209965#M18135 Awesome, thank you macuser_22! Appreciate your responses! Sat, 01 Jun 2019 18:07:41 GMT https://ttlc.intuit.com/community/retirement/discussion/awesome-thank-you-macuser-22-appreciate-your-responses/01/209965#M18135 nikomangahas 2019-06-01T18:07:41Z