topic Re: IRA contributions in Retirement tax questions

IRA contributions

Jim B2 — Mon, 09 Mar 2026 09:14:04 GMT

My W-2 does not show box 13 checked. I do not participate in a pension plan at work. In fact, I am retired. Why does the worksheet show that I do participate and prevents my spouse from getting a deduction?

Re: IRA contributions

DianeW777 — Thu, 03 Mar 2022 16:46:32 GMT

It's not clear why your IRA worksheet would have the box checked as though you were in a covered plan at work. If you are using the TurboTax CD/Download version you can override it. Simply right click on the box to override and remove the checkmark. However I would check box 13 for any W-2 form entered before doing the override.

Also, your computer sometimes remembers pieces of information you thought you deleted. It's a good idea to clear cookies and cache on a regular basis because it makes a difference.

How to clear your cache

The maximum amount you can contribute to a traditional IRA for 2021 is $6,000 if you're younger than age 50. Workers age 50 and older can add an extra $1,000 per year as a "catch-up" contribution, bringing the maximum IRA contribution to $7,000.

@Jim B2

[Edited: 03/03/2022 | 8:46a PST]

Re: IRA contributions

Jim B2 — Thu, 03 Mar 2022 18:21:40 GMT

Right clicking did not let me override the check mark. Initially, I had this problem, but after updating the software it went away. Then, after another update, the problem returned.

Re: IRA contributions

MarilynG1 — Fri, 04 Mar 2022 03:30:21 GMT

If you are retired, maybe you want to enter a 1099-R and not a W-2?

Click this link for How to Enter 1099-R.

To enter your spouse's IRA Contribution:

Open your Federal return
At the top of your screen choose Deductions and Credits.
Scroll down to Retirement and Investments.
Click Start on Traditional and Roth IRA Contributions.