topic What should I do? I have a notice that says "we noticed you had to take money out of your retirement plan early" but I didn't. in Retirement tax questions

What should I do? I have a notice that says "we noticed you had to take money out of your retirement plan early" but I didn't.

colloquialistica — Mon, 09 Mar 2026 05:03:58 GMT

started filing 1099-R in amendment because I didn't receive them by time of filing and it's from a job I didn't work in 2021.

Re: What should I do? I have a notice that says "we noticed you had to take money out of your ret...

JohnB5677 — Thu, 24 Feb 2022 17:16:19 GMT

Please clarify the question. Are you amending a return, and did you get or expect to get any 1099-R's?

Re: What should I do? I have a notice that says "we noticed you had to take money out of your ret...

colloquialistica — Thu, 24 Feb 2022 17:24:50 GMT

I'm amending a return with unexpected 1099-r's (received two from a job I didn't work in 2021). The screen said I had taken money out of the accounts but I don't remember doing so

Re: What should I do? I have a notice that says "we noticed you had to take money out of your ret...

JulieS — Thu, 24 Feb 2022 18:19:53 GMT

If you think your 1099-R is wrong, you should contact the payer listed on the form.

That being said, if you leave a job and have an outstanding loan from your retirement plan, they will issue a 1099-R showing the amount as an early distribution.

If the amount in your retirement plan is small, they may just issue you a check for the balance. This is also an early retirement distribution.

If you feel certain you did not receive this distribution, please contact the payer and let them know. They will be able to tell you how and when this distribution was made.