topic This is the first time I have heard RMD. I am an 85 year old federal retiree, would that be in the tax that is taken out before I get my money? in Retirement tax questions

This is the first time I have heard RMD. I am an 85 year old federal retiree, would that be in the tax that is taken out before I get my money?

87_marlene_56 — Mon, 09 Mar 2026 05:56:13 GMT

Sorry, that is all I needed.

Re: This is the first time I have heard RMD. I am an 85 year old federal retiree, would that be in the tax that is taken out before I get my money?

Bsch4477 — Wed, 16 Feb 2022 21:15:57 GMT

If you get a monthly pension income your RMD should be satisfied.

Re: This is the first time I have heard RMD. I am an 85 year old federal retiree, would that be in the tax that is taken out before I get my money?

DoninGA — Wed, 16 Feb 2022 21:16:48 GMT

If you are receiving pension/retirement income reported on a Form 1099-R, the entire payment is considered an RMD.

Re: This is the first time I have heard RMD. I am an 85 year old federal retiree, would that be i...

PattiF — Wed, 16 Feb 2022 21:27:28 GMT

No, the money that you have taken out is for taxes and possibly health care.

If you are only getting a federal pension for retirement income, and don't have any IRA's (Individual Retirement Accounts), then you would not be required to take a RMD (Required Minimum Distribution).

@87_marlene_56