topic Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did not receive a new 1099-R for 2021. Turbo tax doesn't ask for info for this? in Retirement tax questions

Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did not receive a new 1099-R for 2021. Turbo tax doesn't ask for info for this?

dmenard66 — Mon, 09 Mar 2026 04:14:48 GMT

I filed taxes with Turbo Tax for 2020, Now for 2021 turbo tax is not asking for any information f for the Cares Act Covid-19 401K retirement distribution that I opted to break up over 3 yrs?? Anyone have an answer on how to file my second yr increment? It's the only thing holding me up from filing.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did not receive a new 1099-R for 2021. Turbo tax doesn't ask for info for this?

DoninGA — Tue, 01 Feb 2022 00:23:07 GMT

You will report this in the Retirement Plans and Social Security section under Wages & Income. However, the Form 8915-F has not been finalized by the IRS for including in a 2021 tax return so the questions are not being asked until the form is available. There is no estimate from the IRS when this form will be available, but guessing sometime in March 2022.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did not receive a new 1099-R for 2021. Turbo tax doesn't ask for info for this?

TCABarry — Tue, 01 Feb 2022 22:00:10 GMT

Is there a way to be notified when this becomes available?

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did not receive a new 1099-R for 2021. Turbo tax doesn't ask for info for this?

DoninGA — Tue, 01 Feb 2022 22:07:48 GMT

@TCABarry wrote:

Is there a way to be notified when this becomes available?

No, not at this time. Until the IRS finalizes the form and instructions the form will not be included in the TurboTax list of forms and schedules available.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did not receive a new 1099-R for 2021. Turbo tax doesn't ask for info for this?

TCABarry — Tue, 01 Feb 2022 22:12:30 GMT

One more question... I'm seeing in other posts this won't be supported in the online version of turbo tax and in other areas people are saying it will be only available in the deluxe package.

Once the form is finalized will it be supported via online/e-file.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did not receive a new 1099-R for 2021. Turbo tax doesn't ask for info for this?

DoninGA — Tue, 01 Feb 2022 22:22:01 GMT

@TCABarry wrote:

One more question... I'm seeing in other posts this won't be supported in the online version of turbo tax and in other areas people are saying it will be only available in the deluxe package.

Once the form is finalized will it be supported via online/e-file.

This is only my assumption - It should be available in both the TurboTax online and desktop editions since the 2020 Form 8915-E was included in those 2020 editions. It will not be in the TurboTax Free online edition.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did not receive a new 1099-R for 2021. Turbo tax doesn't ask for info for this?

TCABarry — Mon, 07 Feb 2022 16:09:38 GMT

It looks like the form was finalized on 2/2. However I don't see a target date for TurboTax yet.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

Cynthiad66 — Mon, 07 Feb 2022 18:25:48 GMT

@TCABarry

It seems this form is still unavailable. However, TurboTax will complete and include Form 8915-F with your return if you qualify. Just enter your Form 1099-R and answer a few questions to determine your eligibility.

The IRS completed a draft mode of the Instructions for Form 8915-F in January 2022.

Please read this helpful TurboTax FAQ for additional information: What is Form 8915-F What is Form 8915-F Qualified 2021 Disaster Retirement Plan Distributions and Repayments?

Similar 8915 forms are tentatively available 3/17/22.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

TCABarry — Mon, 07 Feb 2022 19:38:01 GMT

I rather hold off until 8915-F is available so I don't have to pay back from my refund. According to the IRS website, 8915-F was finalized on 2/2.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

DaveF1006 — Mon, 07 Feb 2022 20:54:30 GMT

I just received an update. It is out of the IRS draft stage now, Turbo Tax needs to incorporate it into the software because it isn't available just yet. As of now, we don't have an update for the form but development team is working diligently to make this available as soon as possible.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

clover716 — Fri, 11 Feb 2022 20:41:23 GMT

Do we use the 1099-R from last year? Or should we be getting a new form if we chose to distribute the amount over 3 years? Thanks

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

JulieS — Fri, 11 Feb 2022 22:26:58 GMT

No, you won't be getting another 1099-R this year for last year's distribution. You need Form 8915-F, but it is not in the program yet.

It may take longer for one form or another to show up in TurboTax for multiple reasons. Our goal is to provide you with the most accurate information possible. As part of this process, we communicate often with the taxing agencies.

Once it is available, you will start in the section for 1099-R. Answer the first question No. The questions you need will come up right after that.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

JMJ1338 — Wed, 16 Feb 2022 02:44:44 GMT

So just to be clear, I entered a standalone 1099 R in turbo tax this year and listed 1/3 of my distribution, was that incorrect? Should I delete that? I am confused on how to report this.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

DoninGA — Wed, 16 Feb 2022 12:05:00 GMT

@JMJ1338 wrote:

So just to be clear, I entered a standalone 1099 R in turbo tax this year and listed 1/3 of my distribution, was that incorrect? Should I delete that? I am confused on how to report this.

If you did not have a distribution from your retirement plan in 2021 then you would not have received a Form 1099-R from the plan administrator. Delete the Form 1099-R you created.

When the IRS Form 8915-F is available in TurboTax the questions for 1/3 of the 2020 distribution will be asked in the Retirement Income section of the program.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

JMJ1338 — Wed, 16 Feb 2022 16:02:22 GMT

Perfect thank you for explaining that

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

Mcani013 — Wed, 16 Feb 2022 16:06:34 GMT

Thank you all for this information. I also need this to be updated on the online version of Turbo Tax to file my return. If anyone has any updates please post them here.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

dmenard66 — Wed, 16 Feb 2022 16:17:55 GMT

When will turbotax have 8915F form available. I have heard other online tax options now have it available.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

LindseyLO — Wed, 16 Feb 2022 17:07:39 GMT

Form 8915-F is set to be available 3/31/2022 for print and mail as well as e-file. For your convenience a copy of the for availability has been provided by clicking here.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

AWyant3477 — Wed, 16 Feb 2022 22:04:04 GMT

I downloaded the Form 8915-F from the IRS website today. When I Googled it, the first link brought up a "Draft copy" with a watermark date of yesterday (Feb 15, 2022), but if you go to the IRS website and search for the form, it brings up the form and instructions for completing it without watermark or notation of it being a draft (interestingly enough, the revision on the form is January 2022). I'm assuming that means the forms is now complete and official. Any idea when the TT system will be updated to reflect and use this form? This is the last piece I'm waiting on to complete my 2021 taxes.

Re: Cares Act Covid-19 distribution from 401k 2020 broken up over 3 years (2020, 2021, 2022) Did ...

HeatherPLO — Wed, 16 Feb 2022 22:28:25 GMT

Please see the Help Article here for IRS Form Availability.

In this public forum, we are provided with form availability information, but not an explanation as to why the form is not available until that date. For additional information, it would be necessary to contact customer support. To do this, please see this Help Article to get in touch with us.