topic Inherited IRA in Retirement tax questions

Inherited IRA

kenkagan — Mon, 09 Mar 2026 04:17:32 GMT

If I didn't take a distribution from an IRA inherited in 2021, do I list it on my 2021 return?

Re: Inherited IRA

ColeenD3 — Mon, 31 Jan 2022 15:20:51 GMT

Did you receive a Form 1099-R? If so, you must include the amount. There are different rules for spouses vs non-spouses regarding inherited IRAs.

Please see this LINK for more information.

Re: Inherited IRA

fanfare — Mon, 31 Jan 2022 16:40:38 GMT

did you inherit in 2021 ?

or miss a distribution in 2021?

If you inherited 2020 or later there is no RMD on an inherited IRA.

Re: Inherited IRA

kenkagan — Mon, 31 Jan 2022 21:06:25 GMT

There was no 1099-R for the inherited IRA. It is a non-spousal inherited IRA. My question about listing concerns the TurboTax question "Value of your Traditional, SEP, and SIMPLE IRAs on December 31." Is the inherited IRA value included in this amount?

Re: Inherited IRA

macuser_22 — Mon, 31 Jan 2022 21:23:34 GMT

@kenkagan wrote:

There was no 1099-R for the inherited IRA. It is a non-spousal inherited IRA. My question about listing concerns the TurboTax question "Value of your Traditional, SEP, and SIMPLE IRAs on December 31." Is the inherited IRA value included in this amount?

No. That is the total of all IRA's owned by you. A non-spouse inherited IRA must remain in the name of the deceased.