https://ttlc.intuit.com/community/retirement/discussion/rmd-s/01/2330151#M156352 <P>Are RMD's taxed only as regular annual income or is there additional capital gains tax on increases generated over the time a conventional IRA grows before age 72?</P> Thu, 15 Jul 2021 20:14:48 GMT Gwcmbrodnicki2230 2021-07-15T20:14:48Z https://ttlc.intuit.com/community/retirement/discussion/rmd-s/01/2330151#M156352 <P>Are RMD's taxed only as regular annual income or is there additional capital gains tax on increases generated over the time a conventional IRA grows before age 72?</P> Thu, 15 Jul 2021 20:14:48 GMT https://ttlc.intuit.com/community/retirement/discussion/rmd-s/01/2330151#M156352 Gwcmbrodnicki2230 2021-07-15T20:14:48Z https://ttlc.intuit.com/community/retirement/discussion/re-rmd-s/01/2330157#M156353 <P>Any amount you withdraw from a qualified retirement plan is subject to ordinary income tax. &nbsp;RMD is not a special withdrawal or subject to special rules, RMD just means that after a certain age, you must withdraw a small amount of your retirement account each year. &nbsp;You can withdraw more if you like, and whatever you withdraw you pay regular income tax on. &nbsp;Whatever stays in the account grows tax-free until you withdraw it, then you pay regular tax as usual.&nbsp;</P> Thu, 15 Jul 2021 20:17:50 GMT https://ttlc.intuit.com/community/retirement/discussion/re-rmd-s/01/2330157#M156353 Opus 17 2021-07-15T20:17:50Z