For married couples, the net capital gains is the aggregate sale of the two people? Can I take advantage of my spouse losses to offset my capital gains for the year?

sridharyadavm184 — Tue, 10 Mar 2026 07:16:15 GMT

Earlier this year, I got married. We are planning to file the taxes jointly.
I sold some of my shares and incurred capital gains. My spouse sold some of her not well to do shares and incurred capital losses for the year.
Would the total capital gains for the household be aggregate sale of the two of our portfolio's? Can I take advantage of my spouse losses to offset my capital gains for the year?

In short, how does tax loss harvesting work for married couples?

Re: For married couples, the net capital gains is the aggregate sale of the two people? Can I take advantage of my spouse losses to offset my capital gains for the year?

Mike9241 — Fri, 23 Dec 2022 19:33:28 GMT

yes you can use your gains to offset her losses but only if you file jointly for the year.

topic For married couples, the net capital gains is the aggregate sale of the two people? Can I take advantage of my spouse losses to offset my capital gains for the year? in Investors & landlords

For married couples, the net capital gains is the aggregate sale of the two people? Can I take advantage of my spouse losses to offset my capital gains for the year?

Re: For married couples, the net capital gains is the aggregate sale of the two people? Can I take advantage of my spouse losses to offset my capital gains for the year?