topic TurboTax is missing a Mass. deduction for undergraduate student loan interest. (Sch Y Ln 12). I don't qualify for the fed deduction, but the state isn't income capped. in Education

TurboTax is missing a Mass. deduction for undergraduate student loan interest. (Sch Y Ln 12). I don't qualify for the fed deduction, but the state isn't income capped.

shaunbspencer — Mon, 09 Mar 2026 06:17:32 GMT

Any idea how to get help from TurboTax directly on this? I've already paid for the state filing, and only caught this because I went through the draft returns line by line.

Re: TurboTax is missing a Mass. deduction for undergraduate student loan interest. (Sch Y Ln 12)....

RaifH — Wed, 09 Feb 2022 15:41:01 GMT

If you enter your 1098-E information on the federal return, you should get the deduction on the state return even if you are not eligible for the federal student loan interest deduction due to your gross income. To enter the 1098-E:

Open (continue) your return in TurboTax if you don't already have it open
Search for 1098-E and select the Jump to link at the top of the search results
Answer Yes to the question Did you pay any student loans?
- If you land on the Here's your 1098-E info (or Here's what you paid in student loan interest) screen, you can either edit an existing payment or add a new one
Follow the onscreen instructions

As you said, if you do not benefit from the federal deduction, it will show up on MA Schedule Y Line 12.

Re: TurboTax is missing a Mass. deduction for undergraduate student loan interest. (Sch Y Ln 12)....

shaunbspencer — Wed, 09 Feb 2022 20:13:52 GMT

That did the trick, thanks!