https://ttlc.intuit.com/community/college-education/discussion/lifetime-learning-credit/01/556931#M15118 I am in my second year of graduate study, I fund my studies through federal loans, I do not have any income. Why is it saying I am not eligible for this? Wed, 05 Jun 2019 05:53:19 GMT magosta16 2019-06-05T05:53:19Z https://ttlc.intuit.com/community/college-education/discussion/lifetime-learning-credit/01/556931#M15118 I am in my second year of graduate study, I fund my studies through federal loans, I do not have any income. Why is it saying I am not eligible for this? Wed, 05 Jun 2019 05:53:19 GMT https://ttlc.intuit.com/community/college-education/discussion/lifetime-learning-credit/01/556931#M15118 magosta16 2019-06-05T05:53:19Z https://ttlc.intuit.com/community/college-education/discussion/the-lifetime-learning-credit-is-a-nonrefundable-tax-credi/01/556941#M15119 <P>The Lifetime Learning Credit is a<B><I> nonrefundable&nbsp;tax credit</I></B>. A nonrefundable credit reduces your tax liability, but doesn't produce a refund if you have no tax liability.</P><P> <U>If you have no income, you have no tax liability. Therefore, you have no use for a nonrefundable tax credit such as the LLC.</U> <BR /> </P> Wed, 05 Jun 2019 05:53:20 GMT https://ttlc.intuit.com/community/college-education/discussion/the-lifetime-learning-credit-is-a-nonrefundable-tax-credi/01/556941#M15119 ChristinaS 2019-06-05T05:53:20Z