topic How do I deduct my insurance premium as clergy? Do I need to fill out a Schedule C? I am not itemizing. in Business & farm

How do I deduct my insurance premium as clergy? Do I need to fill out a Schedule C? I am not itemizing.

mab1790 — Mon, 23 Feb 2026 13:04:05 GMT

Re: How do I deduct my insurance premium as clergy? Do I need to fill out a Schedule C? I am not ...

DavidD66 — Wed, 08 Feb 2023 03:15:38 GMT

If you have self-employment income for acting in capacities other than as being an employee of the church, As far as you capacity being an employee of the church, for which W-2 is issued, you are an employee with regard to wages reported on the W-2 and not "self-employed". Consequently, you do not qualify for above-the-line Self-Employed Health Insurance (SEHI) deduction. If you have self-employment income for acting in capacities other than being an employee of the church, the you can take the SEHI deduction. You can only deduct as much as the net income from your business shown on Schedule C. If you have no net income from self-employment, or you uncured a loss, you cannot take the SEHI deduction.

Re: How do I deduct my insurance premium as clergy? Do I need to fill out a Schedule C? I am not ...

mab1790 — Wed, 08 Feb 2023 03:19:34 GMT

I do pay self employment taxes though as a clergy. Nothing is withheld on the W-2 from the church. Is this different than being self employed?

Re: How do I deduct my insurance premium as clergy? Do I need to fill out a Schedule C? I am not ...

MinhT1 — Wed, 08 Feb 2023 14:14:59 GMT

As clergy receiving a form W-2, you are not self-employed for the IRS and cannot claim the Self-employed health deduction.

Please read this IRS document.