https://ttlc.intuit.com/community/tax-credits-deductions/discussion/tax-year-prior-to-2020-i-refinanced-and-my-loan-origination-fee-was-paid-by-the-mortgage-company-on/01/313359#M38429 Tue, 02 May 2023 18:57:38 GMT lmf569 2023-05-02T18:57:38Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/tax-year-prior-to-2020-i-refinanced-and-my-loan-origination-fee-was-paid-by-the-mortgage-company-on/01/313359#M38429 Tue, 02 May 2023 18:57:38 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/tax-year-prior-to-2020-i-refinanced-and-my-loan-origination-fee-was-paid-by-the-mortgage-company-on/01/313359#M38429 lmf569 2023-05-02T18:57:38Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/yes-however-they-have-to-be-spread-out-over-the-term-of/01/313365#M38431 <P><B>Yes</B>. However, <SPAN>they have to be spread out&nbsp;<STRONG>over the term</STRONG></SPAN>&nbsp;<SPAN>of the loan. The software will prompt you to select that.&nbsp;&nbsp;<I>(Points can also be called loan origination fees, maximum loan charges, discount points, or loan discount.)</I></SPAN></P><P> </P><P><SPAN>You can also deduct any interest or real estate taxes on your Settlement Statement that <B>are not already included on your Form 1098</B>.<STRONG>&nbsp;</STRONG></SPAN>Only pro-rated amounts can be deducted, not prepaid amounts held for escrow.</P> <P> <BR /> </P> <P><B><I>What kinds of refinancing costs can I deduct?</I></B>&nbsp;</P> <P> <A href="https://ttlc.intuit.com/replies/3300426" target="_blank">https://ttlc.intuit.com/replies/3300426</A> </P> <P></P><BR /><BR /> Mon, 03 Jun 2019 18:50:34 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/yes-however-they-have-to-be-spread-out-over-the-term-of/01/313365#M38431 KarenL2 2019-06-03T18:50:34Z