Qualified Charitable Distribution

bryanroo — Tue, 17 Feb 2026 21:09:19 GMT

Just entered my QCD and decided to send more then the minimum. the 2025 TurboTax only gave

me tax free for the RDM. That must be an error!

Re: Qualified Charitable Distribution

DawnC — Tue, 24 Feb 2026 04:37:19 GMT

Did you enter the QCD amount from your 1099-R? To report a qualified charitable distribution on your Form 1040 tax return, you'll use the 1099-R (even though there's no indication that it was a QCD). Enter the info as a 1099-R and you'll be asked in one of the follow-up questions if it was a Qualified Charitable Distribution.

TurboTax includes the full amount of the distribution reported on your Form 1099-R on line 4a (IRA Distributions) of your Form 1040 or 1040-SR. The taxable amount reported on Line 4b will be the total distribution less the QCD amount and will have "QCD" entered next to it.

topic Qualified Charitable Distribution in Deductions & credits

Qualified Charitable Distribution

Re: Qualified Charitable Distribution