topic Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing online? in Deductions & credits

Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing online?

skonert99 — Mon, 16 Feb 2026 21:25:30 GMT

This is for the March 2025 storms.

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

MaryK4 — Mon, 16 Feb 2026 23:37:51 GMT

In the Missouri state section of TurboTax, look for the Miscellaneous Missouri Credits. Select HDC from the dropdown list and enter the amounts. You will have to paper file your return and attach the Form 5926 Homestead Disaster Tax Credit Affidavit.

The Missouri Homestead Disaster Tax Credit (HDC) is a non-refundable, up to $5,000 state tax credit available starting in 2025 for residents who paid insurance deductibles due to damages from a federally declared disaster on their primary residence. It requires applicants to have lived in the home for over six months, with excess credits carrying forward for up to 29 years. For complete details, see Homestead Disaster Tax Credit (HDC)

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

jabearden — Thu, 26 Feb 2026 23:38:33 GMT

Hi - I cannot find this tax credit in turbotax. Do you have more details on where it can be found/entered?

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

DawnC — Fri, 27 Feb 2026 02:20:16 GMT

At the end of the MO return, when you come to the page titled Miscellaneous Missouri Credits, answer YES. @jabearden This list contains examples but the Homestead Disaster Credit is included in the miscellaneous options. On the next screen, select HDC from the dropdown menu.

Homestead Disaster Tax Credit - This credit may be carried forward for a maximum of twenty-nine years.

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

Jschin — Tue, 03 Mar 2026 22:36:03 GMT

When I get to that screen and select the Homestead Disaster Tax Credit it then asks me for the credit amount.. how do I know the credit amount? Is that what my deductible was or the claim amount?

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

JamesG1 — Wed, 04 Mar 2026 00:13:38 GMT

Refer to the signed affidavit Form 5926 Homestead Disaster Tax Credit Affidavit which would explain the amount that you should claim.

Missouri Homestead Disaster Tax Credit provides financial relief to Missouri individual residents who incurred an insurance deductible on their primary residence due to a qualifying disaster in 2025.

The individual taxpayer claiming the tax credit shall file a signed affidavit Form 5926 Homestead Disaster Tax Credit Affidavit with their individual income tax return, verifying:

Address including county of residence that suffered damage
Date the disaster occurred
Evidence the insurance deductible was incurred as a result of a claim paid under a homeowner’s or renter’s insurance policy issued by an insurance company licensed in Missouri.

The taxpayer should also attach the document provided by the insurance company and Form MO-TC Miscellaneous Income Tax Credits.

@Jschin

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

Jschin — Wed, 04 Mar 2026 02:03:21 GMT

So, the deductible basically.

Also, the credit claims to be "non-refundable" and any unused portion can roll forward for additional years.. So if I owe the state $400 and my credit is $1000.. my tax liability will then be $0 and the unused $600 will roll forward for the following year.

Is that correct ?

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

JamesG1 — Wed, 04 Mar 2026 02:38:02 GMT

That is correct.

Missouri Homestead Disaster Tax Credit states:

The tax credit can be carried forward to any of the taxpayer’s twenty-nine subsequent tax years or until the full amount of the tax credit is redeemed.

@Jschin

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

Jschin — Wed, 04 Mar 2026 11:52:51 GMT

Perfect. That all makes sense now.

However, I am -$750 to the state. And when I enter my $1500 deductible for the Homestead Disaster Credit, Turbotax software then updates to +$750, instead of $0.

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

AmyC — Thu, 05 Mar 2026 17:28:32 GMT

The homestead credit reduces your tax liability but is not refundable. You may be seeing a refund because you had $750 withheld in taxes through the year which is refunded to you when there is no tax liability. You can verify your tax liability and your taxes paid in.

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

todddill — Wed, 25 Mar 2026 03:31:43 GMT

It gives me an error when I run the error check.

Form MO-TC: DED Number must be entered.

Then it prompts me for this DED number. How do I get that number? Do I need to file the MO-TC form or the 5926 Form in advance to get that number?

Thanks.

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

user17744630729 — Wed, 25 Mar 2026 18:26:14 GMT

I also need to know where to find the DED number. ty

Re: Living in Missouri, how do you get the homestead disaster tax credit for 2025 when filing onl...

RogerD1 — Wed, 25 Mar 2026 19:04:57 GMT

Missouri has procedures outlined on the Missouri DOR website on how to claim the Homestead Disaster Tax Credit.

The DED # refers to a the form to which the credit relates - in this case the number is 5926.

Your tax return will need to filed by mail in order to claim the credit. You will need to fill out MO Form 5926 (not available in TurboTax) and submit it along with MO-TC and documentation from the insurance company. More information is at the Missouri Homestead Disaster Credit website. This website also has contact information by phone or email to the Missouri Department of Revenue if you have other questions for them.