topic I contributed $8227.68 to my HSA in tax year 2025. Why is TurboTax saying I contributed $1717 too much, if $8550 is the contribution limit for a family in 2025? in Deductions & credits

I contributed $8227.68 to my HSA in tax year 2025. Why is TurboTax saying I contributed $1717 too much, if $8550 is the contribution limit for a family in 2025?

christopher — Sun, 15 Feb 2026 21:54:42 GMT

Re: I contributed $8227.68 to my HSA in tax year 2025. Why is TurboTax saying I contributed $1717 too much, if $8550 is the contribution limit for a family in 2025?

Opus 17 — Mon, 16 Feb 2026 17:58:19 GMT

We can't see your file. Two possible reasons are that you did not indicate you had family HSA coverage for all year, or that you entered your contributions incorrectly. Contributions made by payroll deduction (both employee and employer match) are captured on your W-2 automatically and are not also entered later in the program. For the HSA contribution question, only enter extra amounts you contributed directly to the HSA bank out of pocket.

Re: I contributed $8227.68 to my HSA in tax year 2025. Why is TurboTax saying I contributed $1717 too much, if $8550 is the contribution limit for a family in 2025?

christopher — Sat, 21 Mar 2026 15:44:23 GMT

Thank you for the reply! I ended up paying for a TurboTax expert to look at it with me. They had the same ideas you had, but they weren't really able to tell why it was reporting an over-contribution. We thought it might have had something to do with the way we handled last year's HSA contributions.