topic Question is asking " what type of HDHP coverage did I have during 2025 . I have insurance thru job and pay for the family , will that be consider the same thing ? in Deductions & credits

Question is asking " what type of HDHP coverage did I have during 2025 . I have insurance thru job and pay for the family , will that be consider the same thing ?

shalonsorrel1230 — Thu, 05 Feb 2026 11:48:00 GMT

Re: Question is asking " what type of HDHP coverage did I have during 2025 . I have insurance thr...

Karis_F — Thu, 05 Feb 2026 14:38:43 GMT

Yes. In order to contribute to a Health Savings Account (HSA), you must be covered by a High-Deductible Health Plan (HDHP).

The question in TurboTax is asking what type health insurance coverage you had with your employer-sponsored plan. Based on the information in your question, you would answer that as Family coverage.

See this TurboTax article for more information on HSAs.

Re: Question is asking " what type of HDHP coverage did I have during 2025 . I have insurance thru job and pay for the family , will that be consider the same thing ?

Mike9241 — Thu, 05 Feb 2026 16:50:24 GMT

This is one of the questions that generally arises about the eligibility to have an HSA at least at the Federal 1040 level since some states require health insurance coverage,

For Federal purposes, for it to be a family HDHP, it must have a minimum annual deductible of $3300 and a maximum out-of-pocket of $16,600 (other than for premiums). Many medical plans with family coverage do not meet these requirements.