topic Isn't the standard deduction for two seniors, filing jointly, $47,500? in Deductions & credits

Isn't the standard deduction for two seniors, filing jointly, $47,500?

rmassos1 — Tue, 03 Feb 2026 20:10:59 GMT

Re: Isn't the standard deduction for two seniors, filing jointly, $47,500?

DoninGA — Tue, 03 Feb 2026 20:12:05 GMT

If you are age 65 or older and meet the requirement, the additional deduction is automatically added on your federal tax return.

Standard deductions for 2025

Single - $15.750 add $2,000 if age 65 or older
Married Filing Separately - $15,750 add $1,600 if age 65 or older
Married Filing Jointly - $31,500 add $1,600 for each spouse age 65 or older
Head of Household - $23,625 add $2,000 if age 65 or older

New Bonus Standard Deduction (OBBB):
An additional $6,000 deduction for taxpayers 65 and older.
This is per eligible individual, meaning a married couple both over 65 could get $12,000.
Important: This bonus deduction is temporary, lasting from 2025 through 2028.
Income limitations: It phases out for taxpayers with modified adjusted gross income over $75,000 for single filers and $150,000 for joint filers.

The amount is calculated on Schedule 1-A, Part V, with that amount flowing to Form 1040 Line 13b

Look at your Form 1040 -

You can view your Form 1040 plus Schedules 1, 2 and 3 at any time using the online editions. Click on Tax Tools on the left side of the online program screen. Click on Tools. Click on View Tax Summary. Click on Preview my 1040 on the left side of the screen.

Re: Isn't the standard deduction for two seniors, filing jointly, $47,500?

KrisD15 — Tue, 03 Feb 2026 20:21:31 GMT

No.

Standard Deduction for Married Filing Jointly is 31,500.

Add 1,600 for each spouse that is 65 or blind

Add 3,200 for each spouse that is 65 and blind

After that there may the Senior Additional Deduction of 6,000 each spouse over 65.

The TurboTax program makes this calculation for the additional senior deduction automatically and lists the “Additional Deduction” on the new Schedule 1-A which flows to your 1040 line 13b.

It is NOT added to your Standard Deduction.

Re: Isn't the standard deduction for two seniors, filing jointly, $47,500?

KrisD15 — Tue, 03 Feb 2026 20:25:13 GMT

No.

Standard Deduction for Married Filing Jointly is 31,500.

Add 1,600 for each spouse that is 65 or blind

Add 3,200 for each spouse that is 65 and blind

After that there may the Senior Additional Deduction of 6,000 each spouse over 65.

The TurboTax program makes this calculation for the additional senior deduction automatically and lists the “Additional Deduction” on the new Schedule 1-A which flows to your 1040 line 13b.

It is NOT added to your Standard Deduction.

@rmassos1