topic Self Employed, medicare premiums in Deductions & credits

Self Employed, medicare premiums

user17631449562 — Fri, 14 Nov 2025 18:35:38 GMT

I am self employed and I understand I can deduct my medicare premiums on schedule 1 line 17, but turbotax doesnt add anything to that line. Is there something else I should be doing?

Re: Self Employed, medicare premiums

VolvoGirl — Fri, 14 Nov 2025 18:47:33 GMT

Self-employed health insurance deduction goes on Schedule 1 line 17 (which goes to 1040 line 10), as long as the expense is not greater than your net self-employment income. If it does exceed your net self-employment income it gets split automatically. An amount equal to your net self-employment income goes on Schedule 1 and the remainder gets added in to medical expenses on Schedule A.

It will not show up on Schedule C and not reduce any SE Tax on a net profit. It just reduces your AGI if you itemize on Schedule A.

Where did you enter the Medicare premium? Medicare plan B payments are qualified as Self-employed medical insurance premiums and should be entered under Business instead of in the SSA-1099 Social Security Benefits section.

Go back and delete it from the SSA-1099 entry screen. Try going to the search box by My Account and type in Social Security Benefits. That will give you a Jump To link to take you directly to it.

Re: Self Employed, medicare premiums

VolvoGirl — Fri, 14 Nov 2025 18:47:07 GMT

Oh I forgot to post where to enter it, For Home & Business…..
On the Business tab Click on Business Income and Expenses Update
Click on Edit by your Business
Then under Business Expenses
Go to Other Common Expenses - Insurance Payments

Re: Self Employed, medicare premiums

KRivers — Thu, 01 Jan 2026 14:55:22 GMT

When did the IRS implement this deduction?

Re: Self Employed, medicare premiums

AmeliesUncle — Thu, 01 Jan 2026 16:03:44 GMT

@KRivers wrote:
When did the IRS implement this deduction?

2012.