topic Can I deduct the insurance and taxes paid on a property if they are not included in my mortgage payment? If so do I enter this amount under the 1098 entered? in Deductions & credits

Can I deduct the insurance and taxes paid on a property if they are not included in my mortgage payment? If so do I enter this amount under the 1098 entered?

theresa-rath12 — Tue, 03 Feb 2026 08:06:14 GMT

Re: Can I deduct the insurance and taxes paid on a property if they are not included in my mortgage payment? If so do I enter this amount under the 1098 entered?

VolvoGirl — Tue, 25 Feb 2025 20:26:41 GMT

You can only deduct property tax not insurance.

Federal Taxes (Personal Home & Business version)
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Re: Can I deduct the insurance and taxes paid on a property if they are not included in my mortga...

PatriciaV — Tue, 25 Feb 2025 20:26:46 GMT

You can report property taxes for any property that isn't used for business. Enter this under Deductions >> Your Home >> Property Taxes. This topic is in the same section as Mortgage Interest from Form 1098.