Turbotax keeps saying I have an excess HSA contribution amount. Total contributions are $6000. I had a HD Family Plan all year, so I should be able to contribute 8300

bertmoog — Tue, 03 Feb 2026 10:40:20 GMT

What do I need to do to? I can't continue without saying I'll withdraw it or take a 6% penalty.

Re: Turbotax keeps saying I have an excess HSA contribution amount. Total contributions are $6000...

MindyB — Sun, 16 Feb 2025 02:30:22 GMT

It depends- are you manually entering your HSA contributions made through payroll in the HSA entry in TurboTax? If so, you shouldn't do that as you will be double-counting your contributions. ‌You also need to make sure you have indicated you have a high-deductible health plan all year.

Check these entries in TurboTax Online:

Click on Federal Taxes, Deduction & Credits
Choose "add/edit" HSA, MSA Contributions
You will see a page titled "Your HSA Summary" which will show any deductions already computed from your W-2
Choose Edit, Check the box for HSA, Continue
You'll now see a screen that says "Here's what we have so far" with the information from the 1099-SA, choose "Edit"
Continue until you get to a screen that says "Let's enter your HSA contributions"
In the box "Any contributions you personally made (not through your employer)" DON'T enter the amounts you contributed through paycheck withholding. It has already been considered through your W-2 entry.
Continue on, until you are asked if you were covered by a High Deductible Health Plan (HDHP) in 2024? You need to have been covered the whole year to be allowed to make the maximum HSA contribution, so indicate "Yes, you were covered by and HDHP during at least one month during 2024" and also that you were "covered by a family plan every month of the year."

Re: Turbotax keeps saying I have an excess HSA contribution amount. Total contributions are $6000...

bertmoog — Sun, 16 Feb 2025 02:40:17 GMT

That was it, I was double entering! Thanks for the detailed response!

topic Turbotax keeps saying I have an excess HSA contribution amount. Total contributions are $6000. I had a HD Family Plan all year, so I should be able to contribute 8300 in Deductions & credits

Turbotax keeps saying I have an excess HSA contribution amount. Total contributions are $6000. I had a HD Family Plan all year, so I should be able to contribute 8300

Re: Turbotax keeps saying I have an excess HSA contribution amount. Total contributions are $6000...

Re: Turbotax keeps saying I have an excess HSA contribution amount. Total contributions are $6000...