https://ttlc.intuit.com/community/tax-credits-deductions/discussion/my-qualified-mortgage-interest-was-18-000-10-000-in-points-but-my-deductible-points-come-out-to-only/01/3474587#M334959 Tue, 03 Feb 2026 11:52:09 GMT ralake84 2026-02-03T11:52:09Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/my-qualified-mortgage-interest-was-18-000-10-000-in-points-but-my-deductible-points-come-out-to-only/01/3474587#M334959 Tue, 03 Feb 2026 11:52:09 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/my-qualified-mortgage-interest-was-18-000-10-000-in-points-but-my-deductible-points-come-out-to-only/01/3474587#M334959 ralake84 2026-02-03T11:52:09Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-my-qualified-mortgage-interest-was-18-000-10-000-in-points-but-my-deductible-points-come/01/3475151#M335019 <P>Please clarify your question.</P> <P>&nbsp;</P> <UL> <LI>Did you allocate the points over the life of the loan?</LI> <LI>Was the mortgage in effect for all of 2024, or only part of the year?</LI> </UL> <P>Please contact us again to provide some additional details.&nbsp;</P> <P>&nbsp;</P> <P>&nbsp;</P> <P>&nbsp;</P> Tue, 11 Feb 2025 14:04:39 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-my-qualified-mortgage-interest-was-18-000-10-000-in-points-but-my-deductible-points-come/01/3475151#M335019 JohnB5677 2025-02-11T14:04:39Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-my-qualified-mortgage-interest-was-18-000-10-000-in-points-but-my-deductible-points-come/01/3475645#M335060 <P>-I don't know what it did.&nbsp; I just entered it on my Turbo tax.</P><P>-The mortgage was for only part of 2024. I purchased the home in June.</P> Tue, 11 Feb 2025 17:06:18 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-my-qualified-mortgage-interest-was-18-000-10-000-in-points-but-my-deductible-points-come/01/3475645#M335060 ralake84 2025-02-11T17:06:18Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-my-qualified-mortgage-interest-was-18-000-10-000-in-points-but-my-deductible-points-come/01/3477537#M335223 <P>Your points are divided by 30 years ( the term)</P><P>Then,, considering exact&nbsp; number of days, Turbotax only gives you about&nbsp; 6 / 12ths of that the first year.</P> Wed, 12 Feb 2025 05:10:21 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-my-qualified-mortgage-interest-was-18-000-10-000-in-points-but-my-deductible-points-come/01/3477537#M335223 fanfare 2025-02-12T05:10:21Z