Excess HSA Direct Contribution

Meg30 — Tue, 10 Feb 2026 11:17:17 GMT

I accidentally directly contributed to HSA in 2022 (I had a HDHP in 2021). I realized while working on my 2022 taxes, so I reached out to my HSA custodian for a Return of Excess Contribution and received the excess amount back (along with additional earnings of $100+ on the contribution) in 2023 before I filed my 2022 taxes. I received a 1099-SA for the total that was distributed back to me. How do I report this on Turbo Tax? Do I get taxed on the additional earnings only? or the total even though I realized my mistake before the filing date?

Thank you for your help.

Re: Excess HSA Direct Contribution

dmertz — Mon, 19 Feb 2024 19:14:08 GMT

Enter the code-2 2023 Form 1099-SA into 2023 TurboTax as received. Only the earnings, shown in box 2 of this form are taxable.

Re: Excess HSA Direct Contribution

Meg30 — Mon, 19 Feb 2024 19:39:31 GMT

Thank you!

topic Excess HSA Direct Contribution in Deductions & credits

Excess HSA Direct Contribution

Re: Excess HSA Direct Contribution

Re: Excess HSA Direct Contribution