topic Medical Premiums in Deductions & credits

Medical Premiums

Pete226475 — Wed, 11 Feb 2026 03:37:22 GMT

On the "How much did you spend on Insurance Premium" page TT picked up my wife's 1099R and SSA-1099 premiums but not my 1099R premium amount even though it was entered in the Annuity information section of TT. I do not get SS so I pay Medicare premiums off line.

I noted in one of the answers while researching the community that I could sum up all Insurance premiums and load it on the above page. Is there a preferred way to handle these premiums or just include my 1099 under addition premiums? Thanks.

Re: Medical Premiums

MonikaK1 — Sun, 18 Feb 2024 18:12:21 GMT

You can add the premiums you paid, as shown on your 1099-R, in the Medical Expenses section of TurboTax.

Amounts deducted from Social Security payments for Medicare premiums are clearly identified on Form SSA-1099 and are automatically transferred to Schedule A as a medical expense if entered in TurboTax. If your medical insurance is shown on your Form 1099-R, it may not be clearly identified on the form in a way that TurboTax would recognize it as medical insurance. There isn't a special box designated on Form 1099-R for medical deductions.

See this help article and this one for more information on medical expenses and how to report them in TurboTax.

Re: Medical Premiums

PW226475 — Mon, 19 Feb 2024 18:38:33 GMT

It is not a matter of TT recognizing the 1099 info - I specifically loaded the info into TT and yet it only ‘registered’ my wife’s info.

Re: Medical Premiums

MonikaK1 — Mon, 26 Feb 2024 22:10:12 GMT

Please clarify. Were you able to enter your premiums paid from your 1099-R in the Medical Deductions section?

Medical, dental, and vision expenses, including insurance premiums, are reported on Schedule A and entered in the Deductions & Credits section.

In TurboTax Online, with your return open, search for Schedule A and then select the Jump to link in the search results.
Enter your medical expenses, starting with prescriptions, on the following screens.