topic We had a power surge in our home, this was caused by a tree falling from a storm. How can I use this as a deduction? in Deductions & credits

We had a power surge in our home, this was caused by a tree falling from a storm. How can I use this as a deduction?

missjill71 — Wed, 11 Feb 2026 03:57:21 GMT

Re: We had a power surge in our home, this was caused by a tree falling from a storm. How can I use this as a deduction?

xmasbaby0 — Fri, 09 Feb 2024 20:52:52 GMT

Sorry---you cannot deduct casualty losses unless they occur in a federal disaster area. Your damage is not deductible.

Re: We had a power surge in our home, this was caused by a tree falling from a storm. How can I use this as a deduction?

Mike9241 — Fri, 09 Feb 2024 21:19:41 GMT

even if in a federally declared disaster area, you would need to file an insurance claim. The tax laws do not want to pay, via a tax deduction, for losses covered by insurance.