topic Help with property tax deduction in Deductions & credits

Help with property tax deduction

AzurePaladin — Tue, 10 Feb 2026 09:51:26 GMT

Good Morning,

I recently bought a home in 2023. Per the Closing Disclosure, it shows under the "borrower paid" column, an amount of property taxes paid to the county for which the property is located. It also shows that same amount for items unpaid by seller.

My question is, since it is under the "borrower paid" and items unpaid by seller, would I claim that amount of property taxes, since it is showing on the 1098 for this year?

Re: Help with property tax deduction

Carl — Fri, 19 Jan 2024 18:10:03 GMT

If you are the buyer and the disclosure statements show "borrower paid", then you can claim it. However, be very careful that you don't double-dip here. It's not uncommon for the taxes paid to also be duplicated on the 1098.

Re: Help with property tax deduction

AzurePaladin — Fri, 19 Jan 2024 18:19:18 GMT

Thank you. I checked the county website to confirm the amount paid matched what was on the CD. Made sure not to duplicate 🙂