https://ttlc.intuit.com/community/tax-credits-deductions/discussion/if-i-an-adult-moved-in-with-my-parent-and-directly-pay-their-mortgage-to-the-bank-while-they-cover/01/3126953#M300249 My husband and I left our apartment and moved in with my father-in-law to help cover his monthly household expenses. I pay the mortgage directly to the bank from my checking account each month while my father-in-law covers all other expenses. The house and mortgage and utilities are all in his name. Does this qualify as renting for tax credit purposes? Tue, 10 Feb 2026 10:10:11 GMT ktasson 2026-02-10T10:10:11Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/if-i-an-adult-moved-in-with-my-parent-and-directly-pay-their-mortgage-to-the-bank-while-they-cover/01/3126953#M300249 My husband and I left our apartment and moved in with my father-in-law to help cover his monthly household expenses. I pay the mortgage directly to the bank from my checking account each month while my father-in-law covers all other expenses. The house and mortgage and utilities are all in his name. Does this qualify as renting for tax credit purposes? Tue, 10 Feb 2026 10:10:11 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/if-i-an-adult-moved-in-with-my-parent-and-directly-pay-their-mortgage-to-the-bank-while-they-cover/01/3126953#M300249 ktasson 2026-02-10T10:10:11Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-if-i-an-adult-moved-in-with-my-parent-and-directly-pay-their-mortgage-to-the-bank-while-they/01/3126955#M300251 <P>No. You are just cost sharing.&nbsp;</P> Wed, 10 Jan 2024 05:06:06 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-if-i-an-adult-moved-in-with-my-parent-and-directly-pay-their-mortgage-to-the-bank-while-they/01/3126955#M300251 Bsch4477 2024-01-10T05:06:06Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-if-i-an-adult-moved-in-with-my-parent-and-directly-pay-their-mortgage-to-the-bank-while-they/01/3127017#M300258 <P>No.&nbsp; &nbsp;None of that gets entered on a tax return.&nbsp; Family cost sharing is not entered on your tax return.&nbsp;&nbsp;</P> Wed, 10 Jan 2024 13:11:42 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-if-i-an-adult-moved-in-with-my-parent-and-directly-pay-their-mortgage-to-the-bank-while-they/01/3127017#M300258 xmasbaby0 2024-01-10T13:11:42Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-if-i-an-adult-moved-in-with-my-parent-and-directly-pay-their-mortgage-to-the-bank-while-they/01/3127088#M300265 <P>While it could technically be reported by the father-in-law as rental income on his tax return, there is no benefit to doing this in most cases, and there can be significant drawbacks. &nbsp;</P> Wed, 10 Jan 2024 15:04:28 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-if-i-an-adult-moved-in-with-my-parent-and-directly-pay-their-mortgage-to-the-bank-while-they/01/3127088#M300265 Opus 17 2024-01-10T15:04:28Z