topic If I didn't keep individual receipts for qualified medical expenses, will statements from my insurer regarding my out of pocket expenses (e.g EOBs') suffice for auditing? in Deductions & credits

If I didn't keep individual receipts for qualified medical expenses, will statements from my insurer regarding my out of pocket expenses (e.g EOBs') suffice for auditing?

joshshinkel — Tue, 24 Feb 2026 07:01:06 GMT

Re: If I didn't keep individual receipts for qualified medical expenses, will statements from my insurer regarding my out of pocket expenses (e.g EOBs') suffice for auditing?

VolvoGirl — Sat, 01 Jul 2023 19:05:44 GMT

Well you should have credit card statements or bank statements showing the payments. Or did you pay in cash?

Re: If I didn't keep individual receipts for qualified medical expenses, will statements from my insurer regarding my out of pocket expenses (e.g EOBs') suffice for auditing?

NCperson — Sat, 01 Jul 2023 19:09:36 GMT

@joshshinkel - what you are trying to prove is that you paid the medical costs in the year submitted on your tax return. so really, the EOBs PLUS the credit card detail / cancelled checks are what you would need for an audit.

Remember that only the medical costs that exceed 7.5% of your income are tax deductible....and that assumes you are itemizing your deductions.

Re: If I didn't keep individual receipts for qualified medical expenses, will statements from my insurer regarding my out of pocket expenses (e.g EOBs') suffice for auditing?

joshshinkel — Sat, 01 Jul 2023 19:51:10 GMT

@VolvoGirl Yes, I should have credit card statements or bank statements. I wasn’t sure if those would be good enough for auditing purposes. Thank you.

Re: If I didn't keep individual receipts for qualified medical expenses, will statements from my insurer regarding my out of pocket expenses (e.g EOBs') suffice for auditing?

joshshinkel — Sat, 01 Jul 2023 20:08:50 GMT

@NCperson Thank you!