topic Would I report mortgage interest paid by my ex wife? The home was awarded to my ex wife but is still under my name. in Deductions & credits

Would I report mortgage interest paid by my ex wife? The home was awarded to my ex wife but is still under my name.

allgavesome — Mon, 23 Feb 2026 12:03:15 GMT

Re: Would I report mortgage interest paid by my ex wife? The home was awarded to my ex wife but i...

Cynthiad66 — Mon, 20 Feb 2023 18:05:41 GMT

You can only deduct the mortgage interest that was legally paid by you. If the house was awarded to your ex-wife, I assume she paid the mortgage. Sounds like the mortgage company has not been updated with divorce settlement information. Since you did not pay mortgage, then you cannot deduct the interest.

Re: Would I report mortgage interest paid by my ex wife? The home was awarded to my ex wife but is still under my name.

Opus 17 — Mon, 20 Feb 2023 18:28:43 GMT

"Would I report mortgage interest paid by my ex wife?"

No. To deduct mortgage interest, you must be an owner of the property, and obligated on the mortgage, and be the person who actually paid the mortgage.

If you were required to pay the mortgage under a separation or divorce agreement, as a form of spousal maintenance or alimony, you might be able to deduct part of the interest as described here.

https://www.irs.gov/pub/irs-pdf/p504.pdf