topic When.filing medical expenses, do i list costs before insurance in Deductions & credits

When.filing medical expenses, do i list costs before insurance

tracyhumble69 — Mon, 23 Feb 2026 12:50:07 GMT

Re: When.filing medical expenses, do i list costs before insurance

leeloo — Fri, 10 Feb 2023 22:29:38 GMT

You can only take a medical deduction for amounts you actually pay. If the insurance covered any expenses,, they are not deductible. The company paid them, not you. If you pay for the insurance yourself, you may be able to deduct the premiums.

Re: When.filing medical expenses, do i list costs before insurance

MonikaK1 — Fri, 10 Feb 2023 22:30:58 GMT

You deduct your final cost after insurance proceeds. To be tax deductible, medical expenses must not be reimbursed. In other words, if your insurance company pays for your expense (or reimburses you for an expense that you initially laid out), such expenses are not deductible. It must be genuinely “out of pocket” in order for you to have a tax-deductible medical expense. If you pay part and your insurer pays part, the portion you pay is deductible.

See this article for more information regarding deductible medical expenses.

Re: When.filing medical expenses, do i list costs before insurance

KrisD15 — Fri, 10 Feb 2023 22:43:34 GMT

Additionally, unless you Itemize Deductions (rather than take the Standard Deduction) the amount of medical expenses does not matter, they will not be reported.

More information about medical expenses.