Medical Expense Timing for deduction

Peter3318 — Mon, 23 Feb 2026 11:04:42 GMT

I retired in August 2021, and started COBRA medical coverage effective September 2021 and continued coverage through 2022. My company didn't bill me timely, and in January 2022 I paid by check for September , October, November and December 2021 premiums for COBRA medical insurance. Although I paid in January 2022, my company asked that I back date the checks to October, November and December. These checks all cleared my checking account in January 2022. Are these payments all deductible for 2022 tax purposes?

Re: Medical Expense Timing for deduction

Bsch4477 — Thu, 05 Jan 2023 20:36:30 GMT

If you paid in 2022 the expense is deductible in 2022. Keep in mind that you can only deduct the total amount of medical expenses greater than 7.5% of your AGI and only if you itemize.

topic Medical Expense Timing for deduction in Deductions & credits

Medical Expense Timing for deduction

Re: Medical Expense Timing for deduction