https://ttlc.intuit.com/community/tax-credits-deductions/discussion/saver-s-credit-but-spouse-is-a-full-time-student/01/2794998#M267218 <P>I am married filing jointly. Does the fact that my spouse is a full-time student disqualify me from claiming the saver's credit on our return? (Assume all other prerequisites are satisfied -- I am not a full-time student, I have a low enough AGI, I can't be claimed as a dependent, I am 18 and over, and I have contributed to retirement accounts)</P> Tue, 10 Mar 2026 06:43:52 GMT JoeVade 2026-03-10T06:43:52Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/saver-s-credit-but-spouse-is-a-full-time-student/01/2794998#M267218 <P>I am married filing jointly. Does the fact that my spouse is a full-time student disqualify me from claiming the saver's credit on our return? (Assume all other prerequisites are satisfied -- I am not a full-time student, I have a low enough AGI, I can't be claimed as a dependent, I am 18 and over, and I have contributed to retirement accounts)</P> Tue, 10 Mar 2026 06:43:52 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/saver-s-credit-but-spouse-is-a-full-time-student/01/2794998#M267218 JoeVade 2026-03-10T06:43:52Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-saver-s-credit-but-spouse-is-a-full-time-student/01/2795014#M267221 <P>Your spouse being a full-time student does not prevent you from claiming the Saver's Credit. The requirement to not be a full-time student applies separately to each person. You can claim the credit for your own retirement contributions even though your spouse is a full-time student.</P> <P>&nbsp;</P> Mon, 21 Nov 2022 03:39:19 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-saver-s-credit-but-spouse-is-a-full-time-student/01/2795014#M267221 rjs 2022-11-21T03:39:19Z