topic I refinanced my house in December 2019. I have not received a 1098 but I do have my closing documents. How do I enter my information into my tax return? in Deductions & credits

I refinanced my house in December 2019. I have not received a 1098 but I do have my closing documents. How do I enter my information into my tax return?

bethradx — Tue, 04 Feb 2020 06:05:46 GMT

Re: I refinanced my house in December 2019. I have not received a 1098 but I do have my closing documents. How do I enter my information into my tax return?

xmasbaby0 — Tue, 04 Feb 2020 06:33:55 GMT

Refinancing

https://ttlc.intuit.com/questions/1899651-what-kinds-of-refinancing-costs-can-i-deduct

Re: I refinanced my house in December 2019. I have not received a 1098 but I do have my closing documents. How do I enter my information into my tax return?

Francisco D — Wed, 05 Feb 2020 01:49:28 GMT

I have the exact same question. While going through my closing disclosures, I was able to locate the interest they charged up front. However, I am unsure if this is the only amount I can deduct or if there's more to this. My bank has not provided a 1098 for this refinancing.

Re: I refinanced my house in December 2019. I have not received a 1098 but I do have my closing d...

CatinaT1 — Wed, 05 Feb 2020 02:18:03 GMT

You can only deduct amounts actually paid in 2019. Amounts on your closing statements would have been paid in 2019.

You would have pre-paid interest on your closing statement.

Real Estate Taxes you probably received a credit for from the previous owners. Or if you refinanced, that money went into escrow.

You will probably not receive a 1098 for 2019 because, aside from what was paid at closing, you have not paid any interest. If you closed in December you probably didn't have your first payment until February.