https://ttlc.intuit.com/community/tax-credits-deductions/discussion/my-personal-hsa-and-wife-s-coverage/01/965740#M109426 <P>I have an HSA-compatible HDHP starting next year, and I plan on contributing to an HSA. I have self-coverage only through my employer. My wife is under 26 and still on her father's HDHP, and he contributes to an HSA.</P><P>&nbsp;</P><P>My wife and I will be filing jointly next year. For tax purposes, does her father's contribution to his HSA count as a contribution from her for the year? In other words, will I be penalized for putting money towards my personal HSA account if her father is maxing out his account?</P> Sun, 15 Dec 2019 20:21:10 GMT ragnar55 2019-12-15T20:21:10Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/my-personal-hsa-and-wife-s-coverage/01/965740#M109426 <P>I have an HSA-compatible HDHP starting next year, and I plan on contributing to an HSA. I have self-coverage only through my employer. My wife is under 26 and still on her father's HDHP, and he contributes to an HSA.</P><P>&nbsp;</P><P>My wife and I will be filing jointly next year. For tax purposes, does her father's contribution to his HSA count as a contribution from her for the year? In other words, will I be penalized for putting money towards my personal HSA account if her father is maxing out his account?</P> Sun, 15 Dec 2019 20:21:10 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/my-personal-hsa-and-wife-s-coverage/01/965740#M109426 ragnar55 2019-12-15T20:21:10Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-my-personal-hsa-and-wife-s-coverage/01/965765#M109429 <P>One has nothing to do with the other ... you can contribute to your HSA since you qualify to do so.&nbsp;&nbsp;</P> Sun, 15 Dec 2019 21:19:50 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-my-personal-hsa-and-wife-s-coverage/01/965765#M109429 Critter 2019-12-15T21:19:50Z https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-my-personal-hsa-and-wife-s-coverage/01/965797#M109438 <P>Thank you. I figured this, I just wanted to double check since I'm very new to HSAs and investment accounts.</P> Sun, 15 Dec 2019 23:25:03 GMT https://ttlc.intuit.com/community/tax-credits-deductions/discussion/re-my-personal-hsa-and-wife-s-coverage/01/965797#M109438 ragnar55 2019-12-15T23:25:03Z