topic Re: Taxable Distribution of a Traditional IRA in Michigan in State tax filing

Taxable Distribution of a Traditional IRA in Michigan

RandyB5 — Wed, 11 Feb 2026 04:23:53 GMT

When filing State taxes in Michigan, under the new state tax law 2023, if you take a distribution from your Traditional IRA is a percentage of it not taxable now? In the previous years distributions were 100% taxable.

Re: Taxable Distribution of a Traditional IRA in Michigan

KrisD15 — Mon, 05 Feb 2024 22:57:26 GMT

Yes, however it depends on the type of distribution and the age of the Taxpayer.

The change in taxability is being phased in over four years.

Link to the State of Michigan

Michigan Tax information on IRA

Re: Taxable Distribution of a Traditional IRA in Michigan

RandyB5 — Mon, 05 Feb 2024 23:16:13 GMT

Let me add to my question. I am 69 years old and took a distribution from my Traditional IRA. This is the first year of a four year phase in of eliminating the Pension tax. Does it include a distribution from a traditional IRA?

Re: Taxable Distribution of a Traditional IRA in Michigan

RandyB5 — Mon, 05 Feb 2024 23:17:26 GMT

Re: Taxable Distribution of a Traditional IRA in Michigan

ThomasM125 — Tue, 06 Feb 2024 00:52:50 GMT

Yes, distributions from traditional IRA's qualify for the new rules where only a portion of the distribution is taxable.