topic I started working for CA state in Nov'23. My 457b account is not yet open. Can I contribute to 457b before Tax-day in 2024 to get 2023 tax deferred advantage? in State tax filing

I started working for CA state in Nov'23. My 457b account is not yet open. Can I contribute to 457b before Tax-day in 2024 to get 2023 tax deferred advantage?

ninamkhan — Tue, 24 Feb 2026 08:14:04 GMT

I can open an IRA but my spouse has a 401k and our total MAGI may be higher than IRS limits, so I may not get tax advantage with IRA. Unless there is a way.

Re: I started working for CA state in Nov'23. My 457b account is not yet open. Can I contribute to 457b before Tax-day in 2024 to get 2023 tax deferred advantage?

Anonymous_ — Fri, 29 Dec 2023 19:30:20 GMT

@Critter-3

Re: I started working for CA state in Nov'23. My 457b account is not yet open. Can I contribute to 457b before Tax-day in 2024 to get 2023 tax deferred advantage?

ninamkhan — Fri, 29 Dec 2023 21:13:36 GMT

Sorry @Anonymous_ - did you mean to add a reply? Or were you asking @Critter-3 to weigh in on this?

Re: I started working for CA state in Nov'23. My 457b account is not yet open. Can I contribute to 457b before Tax-day in 2024 to get 2023 tax deferred advantage?

Anonymous_ — Fri, 29 Dec 2023 21:21:44 GMT

Yes, waiting for @Critter-3

Re: I started working for CA state in Nov'23. My 457b account is not yet open. Can I contribute to 457b before Tax-day in 2024 to get 2023 tax deferred advantage?

Critter-3 — Fri, 29 Dec 2023 23:55:31 GMT

Can I contribute to 457b before Tax-day in 2024 to get 2023 tax deferred advantage? NO... contributions to a 457b for 2023 must be made in 2023...too late now.