5 Day Early Program With Refund Processing Fees.

FrantaeC — Sun, 26 Oct 2025 21:49:40 GMT

I selected to have my refund received 5 days early and fees taken out. TurboTax shows that my refund is here 5 days early, but the bank account I used when I filed is now closed. How and when will I get my refund?

Re: 5 Day Early Program With Refund Processing Fees.

xmasbaby0 — Mon, 27 Oct 2025 10:21:40 GMT

If the bank account you entered for your direct deposit is closed, the refund will be sent back to the third party bank that handles refund processing. They will then have to issue a check and mail it to the address on your tax return. Make sure the address on your Form 1040 is the correct address, or the problem will become more complex.

REFUND PROCESSING FEE

If you chose to have your fees deducted from your federal refund, but entered wrong or closed bank account information for your direct deposit, you are going to have an aggravating, frustrating situation. Your refund will go back to the third party bank. The third party bank might issue and mail you a check, or they might send your refund back to the IRS and then you will have to wait for the IRS to mail you a check.

If the third party bank mails the check, it will come in a plain envelope via first class mail so make sure you open all mail and do not assume anything is junk mail without opening it. While you are waiting, make sure that the address you entered on your tax return is correct, or your problem will be even worse.

How can I see my TurboTax fees?

https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/review-fees-turbotax-online/L1XnIzgzg_US_en_US?uid=m682vq7k

What is Refund Processing Service?

Santa Barbara Tax Products Group, LLC (SBTPG) is the bank that handles the Refund Processing Service when you choose to have your TurboTax fees deducted from your refund. This option also has an additional charge from the bank that processes the transaction.

You can contact them SBTPG, toll-free, at 1-877-908-7228 or go to their secure website www.sbtpg.com

topic Re: 5 Day Early Program With Refund Processing Fees. in After you file

5 Day Early Program With Refund Processing Fees.

Re: 5 Day Early Program With Refund Processing Fees.