I applied for a refund advance loan and was approved but my return has been saying pending since 01-08-25

spearsgayle — Tue, 03 Feb 2026 06:39:40 GMT

Re: I applied for a refund advance loan and was approved but my return has been saying pending since 01-08-25

xmasbaby0 — Mon, 13 Jan 2025 19:32:52 GMT

The refund advances are not issued until the IRS accepts your e-file. The IRS will not be accepting e-files until sometime late in January.

MY RETURN IS IN PENDING—what does that mean?

Did you e-file? Did you click that big orange button that said “Transmit my returns now?” If so, your return is now in “pending” on a server. Do not try to change anything while your return is in pending.On January 29 the IRS will begin to accept/reject e-files. The IRS accepts a FEW returns in test batches ahed of January 29—-but that is very random. Watch your emails—including your spam folder—for the notice about whether your e-file has been accepted or rejected. If your return is rejected you will be able to make corrections before re-filing. If the return you e-filed is accepted you will have to wait until it has been fully processed and then amend it to fix any mistakes or omissions. It has been taking the IRS four to six months—sometimes longer—to process amended returns. If you e-filed your state return there will be another email later that tells you if the state was accepted or rejected.

WARNING: Do not try to change anything on your return while it is pending.

https://www.irs.gov/newsroom/irs-announces-jan-27-start-to-2025-tax-filing-season-agency-continues-historic-improvements-to-expand-enhance-tools-and-filing-options-to-help-taxpayers

Re: I applied for a refund advance loan and was approved but my return has been saying pending since 01-08-25

taniquaalston — Thu, 16 Jan 2025 04:01:22 GMT

You will get the advance once IRS accepts your return. IRS won’t start accepting returns until January 27th

topic I applied for a refund advance loan and was approved but my return has been saying pending since 01-08-25 in After you file

I applied for a refund advance loan and was approved but my return has been saying pending since 01-08-25

Re: I applied for a refund advance loan and was approved but my return has been saying pending since 01-08-25

Re: I applied for a refund advance loan and was approved but my return has been saying pending since 01-08-25