Form 3115 needed? Can I file electronically?

moondancer — Wed, 11 Feb 2026 03:50:55 GMT

I'm an individual l taxpayer. I've used the accrual method for years to report interest on I bonds. I now want to change to the cash method. As I understand it, I don't have to file Form 3115, I can attach a statement which includes a number of things including a promise to report all interest going forward or when cashed.

Can I file electronically using desktop Desktop Deluxe TT if I attach a statement? If so, how do I attach a statement? If not, can I file electronically using Form 3115?

Thanks.

Re: Form 3115 needed? Can I file electronically?

Anonymous_ — Sun, 11 Feb 2024 01:01:59 GMT

@moondancer wrote:
Can I file electronically using desktop Desktop Deluxe TT if I attach a statement? If so, how do I attach a statement? If not, can I file electronically using Form 3115?

No, you will have to print and mail the return unless you use Form 3115, but note that a separate copy needs to be signed and mailed to the IRS.

See https://www.irs.gov/instructions/i3115#en_US_202212_publink63215hd0e217

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Form 3115 needed? Can I file electronically?

Re: Form 3115 needed? Can I file electronically?