topic Refund advance loans in After you file

Refund advance loans

Manny13 — Tue, 10 Feb 2026 09:31:08 GMT

How long does it take for the IRS to accept refund advance loans from TurboTax? Not how long it takes to get the money but how long to actually takes to accept the loan and send out the email.

Re: Refund advance loans

CatinaT1 — Thu, 25 Jan 2024 16:02:54 GMT

See Offer details and disclosures for the Refund Advance program for more information.

See these resources for more information:

The IRS' 2024 tax filing season set for January 29 page

TurboTax Help article When will my refund be deposited into my Credit Karma Money™ account?*

Credit Karma's What is TurboTax Refund Advance?

Re: Refund advance loans

Opus 17 — Thu, 25 Jan 2024 16:26:52 GMT

The IRS doesn't send advance loans.

When your return is accepted, a message is sent to Turbotax, so that turbotax can let you know your return was accepted and put the electronic postmark in your file. That confirmation will also be sent to Turbotax's financial partners who offer the advance. The advance must be reviewed, approved, and put into the ACH payment processing system to transfer the funds to your money card or wherever.

Normally, I would expect this process to take at least one business day (24 hours not counting Saturdays, Sundays and holidays. But that's just a guess.

Re: Refund advance loans

Shibbs10 — Sun, 04 Feb 2024 14:28:08 GMT

Mine has been more the 48 hours and still nothing. I filed 31st of Jan and I have been on phone 3 days being told I'm approved then I'm not the application is incomplete to I've been approved to it's in pre qualifying status...I keep getting the run around and noone can tell me anything. I've never had a issue before.