topic I had Set up direct deposit for my refund but my bank account got closed and so now how do I receive my refund in After you file

I had Set up direct deposit for my refund but my bank account got closed and so now how do I receive my refund

dnchondo96 — Tue, 24 Feb 2026 08:16:32 GMT

Re: I had Set up direct deposit for my refund but my bank account got closed and so now how do I receive my refund

ee-ea — Tue, 26 Dec 2023 04:23:10 GMT

File form 3911

https://www.irs.gov/forms-pubs/about-form-3911

Re: I had Set up direct deposit for my refund but my bank account got closed and so now how do I receive my refund

xmasbaby0 — Tue, 26 Dec 2023 14:02:42 GMT

If you e-filed:

Banking information for direct deposit is wrong or closed

If you entered incorrect banking information for your refund, you can change it if your return is rejected. If it is accepted, however, it is too late to change it. The bank will reject the refund and send it back to the IRS. Then the IRS will issue a paper check and mail it to the address you put on your tax return. Expect a delay of at least a couple of weeks to receive your refund.

Here is what the IRS says about entering incorrect banking information

https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-answers/irs-procedures/refund-inquiries/refund-inquiries-18

Re: I had Set up direct deposit for my refund but my bank account got closed and so now how do I receive my refund

xmasbaby0 — Tue, 26 Dec 2023 18:40:10 GMT

Did you choose to pay your TurboTax fees from your federal refund? If so, and your bank account closed, it all gets more complicated.

If you chose to have your fees deducted from your federal refund, but entered wrong or closed bank account information for your direct deposit, you are going to have an aggravating, frustrating situation. Your refund will go back to the third party bank. The third party bank might issue and mail you a check, or they might send your refund back to the IRS and then you will have to wait for the IRS to mail you a check.

If the third party bank mails the check, it will come in a plain envelope via first class mail so make sure you open all mail and do not assume anything is junk mail without opening it. While you are waiting, make sure that the address you entered on your tax return is correct, or your problem will be even worse.

When you choose “refund processing” your refund goes FIRST from the IRS to the third party bank. Then the bank takes your fees out of your refund and sends the rest of the refund to you.

Santa Barbara Tax Products Group, LLC (SBTPG) is the bank that handles the Refund Processing Service when you choose to have your TurboTax fees deducted from your refund. This option also has an additional charge from the bank that processes the transaction.

You can contact them SBTPG, toll-free, at 1-877-908-7228 or go to their secure website www.sbtpg.com

https://ttlc.intuit.com/questions/2580357-who-provides-the-refund-processing-service

How can I see my TurboTax fees?

https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online

What is Refund Processing Service?