Roth IRA - Turbo Tax says excess contribution

pen5 — Mon, 23 Feb 2026 12:45:50 GMT

Hello, I am married filing jointly. I calculated my contribution limit for the roth to be $3270. I contributed 3360, but turbo tax is saying I overcontribute by $1,900. I am not sure what the issue is.

Re: Roth IRA - Turbo Tax says excess contribution

Critter-3 — Sat, 11 Feb 2023 23:03:37 GMT

Well the program has worksheets for everything so look at the ROTH IRA limitation worksheet and see where your figures differ ...

You can peek at only the Federal form 1040 and the summary of the state info by going here:

1) lower- Left side of the screen...click to the left side of the "Tax Tools" text selection.
2) then select "Tools"
3) then select "View Tax Summary" from the pop-up
4) then back to the left-side and "Preview 1040"

Then hit the "Back" on the left side to get back to your tax entries.

To view your entire return using the online editions (including the state) before you file, you will need to pay for your online account.

To pay the TurboTax online account fees by credit card, without completing the 2021 return at this time, click on Tax Tools >>> Tools and then Print Center. Then click on Print, save or preview this year's return. On the next page, to pay by credit card, click Continue. On the next screen it will ask if you want Audit Defense, if you do not want this option just click on the Continue button. The next screen will ask for all your credit card information so you can pay for the account.

Re: Roth IRA - Turbo Tax says excess contribution

pen5 — Sat, 11 Feb 2023 23:12:03 GMT

Yes, my MAGI is matching with what I used to calculated my reduced contribution limit. When I did the smart check, it says it found no issues.

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Roth IRA - Turbo Tax says excess contribution

Re: Roth IRA - Turbo Tax says excess contribution

Re: Roth IRA - Turbo Tax says excess contribution