topic Advance refund hasn't deposited after 2 hours in After you file

Advance refund hasn't deposited after 2 hours

mrob995847 — Mon, 23 Feb 2026 10:06:13 GMT

I was under the impression that within 2 hours of the IRS accepting my tax return that the advance refund loan would be deposited. It's been 4 hours and still no advance. Anyone have this issue as well?

Re: Advance refund hasn't deposited after 2 hours

HeatherPLO — Thu, 26 Jan 2023 21:48:01 GMT

For this, we ask that you please verify that the primary tax-payer name is the same as the Credit Karma account created for your Refund Advance. Please reach back out here if it does for the next steps.

Re: Advance refund hasn't deposited after 2 hours

mrob995847 — Thu, 26 Jan 2023 22:17:56 GMT

Everything matches. I was pre-qualified last year, received my advance and card with the same account last year, and nothing has changed information wise. And as a further update, I still have not received my advance in my Credit Karma account.

Re: Advance refund hasn't deposited after 2 hours

mrob995847 — Fri, 27 Jan 2023 00:24:54 GMT

Hey Heather, just an update that it still hasn't posted in my account. Anything we could try?

Re: Advance refund hasn't deposited after 2 hours

MoniqueLO_ — Fri, 27 Jan 2023 17:43:42 GMT

If your primary taxpayer's information on the return matches the information in the Credit Karma account please contact Credit Karma on their Contact Us page.

@mrob995847

Re: Advance refund hasn't deposited after 2 hours

AyeJay05 — Tue, 30 Jan 2024 01:11:32 GMT

Wondering if you ever received this or what you had to do. I’m having the same issue

Re: Advance refund hasn't deposited after 2 hours

Cynthiad66 — Tue, 30 Jan 2024 19:23:27 GMT

Credit Karma states that you can have your Advance from 30 seconds to 48 hours. I am sure there may be a backlog since the IRS just started accepting 3-files yesterday. Give it 48 hours before checking with Credit Karma.

@AyeJay05