topic Just completed married filing jointly tax return When finished online return review turbotax said we could get larger refund by filing separately Thoughts appreciated in After you file

Just completed married filing jointly tax return When finished online return review turbotax said we could get larger refund by filing separately Thoughts appreciated

scourt@comcast.n — Mon, 23 Feb 2026 10:32:47 GMT

I did a Roth conversion from my retirement account
Would that be the reason to file separately

Re: Just completed married filing jointly tax return When finished online return review turbotax said we could get larger refund by filing separately Thoughts appreciated

Critter-3 — Sun, 22 Jan 2023 01:15:45 GMT

The only way to know is to prepare the returns both ways ... just remember that if one of you itemized deductions the other must as well. Also MFS disallows many credits and has a higher tax rate.

When using the ONLINE program means you must start 2 separate online accounts to test the MFS status. You cannot use the current online joint account easily.

Re: Just completed married filing jointly tax return When finished online return review turbotax ...

MarilynG1 — Sun, 22 Jan 2023 01:23:40 GMT

It could be, if your Roth conversion resulted in a much larger taxable income that you both share tax on when filing jointly.

Here's an article on Married Filing Separately.