topic My bank account was closed and I am expecting the refund in 2 weeks, is it possible to change it into a cheque and can be send to my address? in After you file

My bank account was closed and I am expecting the refund in 2 weeks, is it possible to change it into a cheque and can be send to my address?

hueydean — Wed, 25 Sep 2019 04:06:21 GMT

Re: My bank account was closed and I am expecting the refund in 2 weeks, is it possible to change it into a cheque and can be send to my address?

macuser_22 — Wed, 25 Sep 2019 04:08:44 GMT

There is no way to change it. The IRS will make one attempt to direct deposit and if that fails because of a closed account then they will automatically mail a check to the address on your tax return. Expect a 3-4 week delay.

Re: My bank account was closed and I am expecting the refund in 2 weeks, is it possible to change it into a cheque and can be send to my address?

mesquitebean — Wed, 25 Sep 2019 04:18:55 GMT

If you chose to pay the fees out of your Federal refund, it will be a third-party company (SBTPG) that first receives your funds from the IRS then tries to make the direct deposit to your old bank account. In that case, if the bank refused it, it would go back to that third-party company who would then issue you a check in the mail.

If you paid your fees upfront, then that paragraph won't apply to you.

Once years ago, when I closed a bank account the final paperwork warned that it might automatically be reopened if it received a direct deposit in "X" number of days, so you may wish to verify with your old bank that it will be refused.