topic HDHP question in Get your taxes done using TurboTax

HDHP question

lylejt — Mon, 09 Mar 2026 11:32:55 GMT

I am helping my daughter's 19 year old boyfriend do his taxes. We are stuck on the question Check the box to indicate your coverage under a high-deductible health plan (HDHP) during 2021 and the choices are self or family. Since this is during the federal check, it is making us select one or the other. Keep in mind he's 19, recently out of high school, didn't live with his parents so he wasn't covered under an HDHP plan so he can't select either. TT won't let us continue without selecting something so how can we move past this?

Re: HDHP question

FangxiaL — Fri, 08 Apr 2022 00:54:38 GMT

Check to see if Box 12 of his W-2 form has an amount with code W reported. If that is the case, he most likely has a self-only HDHP.

Re: HDHP question

lylejt — Fri, 08 Apr 2022 01:14:03 GMT

Thank you. Ended up from one of his jobs he had last year, he had Anthem.

Re: HDHP question

Mike9241 — Fri, 08 Apr 2022 06:42:05 GMT

the HDHP question is usually in relation to a Health Savings Account contribution. you say he wasn't covered by a HDHP at any time during 2021, therefore he's not eligible for an HSA contribution. this is really a programming bug in Turbotax since "none" is not an option. select "self". hopefully, he doesn't have a code W with an amount on his W-2 (if he has one). if he does, post back because there are tax issues.