topic I got married last year and we bought our first home. Are we still filing two separate returns or are we only filing one return since we are now married?? in Get your taxes done using TurboTax

I got married last year and we bought our first home. Are we still filing two separate returns or are we only filing one return since we are now married??

SuzieM23 — Mon, 09 Mar 2026 05:58:26 GMT

Also, when we file what is best to file under?
- Married but seperate or
- Married and jointly filing

Re: I got married last year and we bought our first home. Are we still filing two separate returns or are we only filing one return since we are now married??

xmasbaby0 — Wed, 16 Feb 2022 16:22:38 GMT

If you were legally married at the end of 2021 your filing choices are married filing jointly or married filing separately.

Married Filing Jointly is usually better, even if one spouse had little or no income. When you file a joint return, you and your spouse will get the married filing jointly standard deduction of $25,100 (+$1350 for each spouse 65 or older) You are eligible for more credits including education credits, earned income credit, child and dependent care credit, and a larger income limit to receive the child tax credit.

If you choose to file married filing separately, both spouses have to file the same way—either you both itemize or you both use standard deduction. Your tax rate will be higher than on a joint return. Some of the special rules for filing separately include: you cannot get earned income credit, education credits, adoption credits, or deductions for student loan interest. A higher percent of your Social Security benefits may be taxable. Your limit for SALT (state and local taxes and sales tax) will be only $5000 per spouse. In many cases you will not be able to take the child and dependent care credit. The amount you can contribute to a retirement account will be affected. If you live in a community property state, you will be required to provide additional information regarding your spouse’s income. ( Community property states: AZ, CA, ID, LA, NV, NM, TX, WA, WI)

If you are using online TurboTax to prepare your returns, you will need to prepare two separate returns and pay twice.

https://ttlc.intuit.com/questions/1894449-married-filing-jointly-vs-married-filing-separately

https://ttlc.intuit.com/questions/1901162-married-filing-separately-in-community-property-states

https://ttlc.intuit.com/questions/1894449-is-it-better-for-a-married-couple-to-file-jointly-or-separately

Re: I got married last year and we bought our first home. Are we still filing two separate returns or are we only filing one return since we are now married??

xmasbaby0 — Wed, 16 Feb 2022 16:23:16 GMT

How to start a new joint return

When you enter your own information in My Info, you have to answer the question "Were you married?" If you click the button for Married, then a drop down will appear that asks, "Do you want to file this return together with your spouse?" Then you choose yes to file a joint return. You would then enter your spouse's information into Personal Info. Whenever you are entering income information there should then be a spot for you and for your spouse's income information.

When you prepare a joint return you include all the information for both spouses on the SAME tax return. Include all of your personal information, all of your income from every source, all dependents (if any), all credits and deductions for both of you. You get ONE refund with both names on it.

Best Wishes!

Re: I got married last year and we bought our first home. Are we still filing two separate returns or are we only filing one return since we are now married??

SuzieM23 — Wed, 16 Feb 2022 20:37:10 GMT

Awesome. Thank you so much for the detailed info.