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    <title>topic I have credit card debt, was in collections, but I’ve received emails saying I’ve paid off my debts, which I didn’t so im sure my 2020 return was used to pay my debtors in Get your taxes done using TurboTax</title>
    <link>https://ttlc.intuit.com/community/taxes/discussion/i-have-credit-card-debt-was-in-collections-but-i-ve-received-emails-saying-i-ve-paid-off-my-debts/01/2484604#M889087</link>
    <description>What can I do to get some of my return money back</description>
    <pubDate>Mon, 09 Mar 2026 06:00:10 GMT</pubDate>
    <dc:creator>42305dc40abd</dc:creator>
    <dc:date>2026-03-09T06:00:10Z</dc:date>
    <item>
      <title>I have credit card debt, was in collections, but I’ve received emails saying I’ve paid off my debts, which I didn’t so im sure my 2020 return was used to pay my debtors</title>
      <link>https://ttlc.intuit.com/community/taxes/discussion/i-have-credit-card-debt-was-in-collections-but-i-ve-received-emails-saying-i-ve-paid-off-my-debts/01/2484604#M889087</link>
      <description>What can I do to get some of my return money back</description>
      <pubDate>Mon, 09 Mar 2026 06:00:10 GMT</pubDate>
      <guid>https://ttlc.intuit.com/community/taxes/discussion/i-have-credit-card-debt-was-in-collections-but-i-ve-received-emails-saying-i-ve-paid-off-my-debts/01/2484604#M889087</guid>
      <dc:creator>42305dc40abd</dc:creator>
      <dc:date>2026-03-09T06:00:10Z</dc:date>
    </item>
    <item>
      <title>Re: I have credit card debt, was in collections, but I’ve received emails saying I’ve paid off my debts, which I didn’t so im sure my 2020 return was used to pay my debtors</title>
      <link>https://ttlc.intuit.com/community/taxes/discussion/re-i-have-credit-card-debt-was-in-collections-but-i-ve-received-emails-saying-i-ve-paid-off-my-debts/01/2484898#M889211</link>
      <description>&lt;P class="p1"&gt;&amp;nbsp;&lt;/P&gt;
&lt;P class="p2"&gt;&lt;SPAN class="Apple-converted-space"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;A href="https://www.irs.gov/uac/tax-refund-offsets-pay-unpaid-debts" target="_blank"&gt;&lt;SPAN class="s1"&gt;https://www.irs.gov/uac/tax-refund-offsets-pay-unpaid-debts&lt;/SPAN&gt;&lt;/A&gt;&lt;/P&gt;
&lt;P class="p1"&gt;&amp;nbsp;&lt;/P&gt;
&lt;P class="p1"&gt;&amp;nbsp;&lt;/P&gt;
&lt;P class="p2"&gt;&lt;SPAN class="s1"&gt;&lt;A href="https://ttlc.intuit.com/community/refunds/help/what-is-a-refund-offset/00/26301" target="_blank"&gt;https://ttlc.intuit.com/community/refunds/help/what-is-a-refund-offset/00/26301&lt;/A&gt;&lt;/SPAN&gt;&lt;/P&gt;
&lt;P class="p1"&gt;&amp;nbsp;&lt;/P&gt;
&lt;P class="p2"&gt;&lt;SPAN class="s2"&gt;&lt;STRONG&gt;Reduced Refund&lt;SPAN class="Apple-converted-space"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/STRONG&gt;&lt;/SPAN&gt;&lt;STRONG&gt; &lt;SPAN class="Apple-converted-space"&gt;&amp;nbsp; &amp;nbsp; &lt;/SPAN&gt;&lt;/STRONG&gt;&lt;A href="https://www.irs.gov/taxtopics/tc203" target="_blank"&gt;&lt;SPAN class="s1"&gt;&lt;STRONG&gt;https://www.irs.gov/taxtopics/tc203&lt;/STRONG&gt;&lt;/SPAN&gt;&lt;/A&gt;&lt;/P&gt;
&lt;P class="p1"&gt;&amp;nbsp;&lt;/P&gt;
&lt;P class="p1"&gt;&amp;nbsp;&lt;/P&gt;
&lt;P class="p2"&gt;&lt;STRONG&gt;&amp;nbsp;NOTE: You can contact the&amp;nbsp;IRS Treasury Offset&amp;nbsp;Program Call Center at 1-800-304-3107 to ask if they have an offset for you on file. TurboTax would not have that information.&lt;/STRONG&gt;&lt;/P&gt;
&lt;P class="p1"&gt;&amp;nbsp;&lt;/P&gt;
&lt;P class="p2"&gt;&lt;SPAN class="s1"&gt;&lt;A href="https://turbotax.intuit.com/tax-tips/tax-payments/who-can-garnish-an-income-tax-refund/L7cPPzDyc" target="_blank"&gt;&lt;STRONG&gt;https://turbotax.intuit.com/tax-tips/tax-payments/who-can-garnish-an-income-tax-refund/L7cPPzDyc&lt;/STRONG&gt;&lt;/A&gt;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 16 Feb 2022 13:20:00 GMT</pubDate>
      <guid>https://ttlc.intuit.com/community/taxes/discussion/re-i-have-credit-card-debt-was-in-collections-but-i-ve-received-emails-saying-i-ve-paid-off-my-debts/01/2484898#M889211</guid>
      <dc:creator>xmasbaby0</dc:creator>
      <dc:date>2022-02-16T13:20:00Z</dc:date>
    </item>
    <item>
      <title>Re: I have credit card debt, was in collections, but I’ve received emails saying I’ve paid off my...</title>
      <link>https://ttlc.intuit.com/community/taxes/discussion/re-i-have-credit-card-debt-was-in-collections-but-i-ve-received-emails-saying-i-ve-paid-off-my/01/2484927#M889221</link>
      <description>&lt;P&gt;Are you asking how you can recover your 2020 from being garnished, you can't.&lt;/P&gt; 
&lt;P&gt;&amp;nbsp;&lt;/P&gt; 
&lt;P&gt;Only Federal and State agencies have the ability to garnish. A private collector can't garnish. However, once it hits your bank, then they may take it.&lt;/P&gt; 
&lt;P&gt;&amp;nbsp;&lt;/P&gt; 
&lt;P&gt;&lt;A href="https://www.jimersonfirm.com/blog/2013/04/can-a-private-creditor-garnish-the-irs-for-an-income-tax-refund/" target="_blank"&gt;Garnishment&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 16 Feb 2022 13:30:05 GMT</pubDate>
      <guid>https://ttlc.intuit.com/community/taxes/discussion/re-i-have-credit-card-debt-was-in-collections-but-i-ve-received-emails-saying-i-ve-paid-off-my/01/2484927#M889221</guid>
      <dc:creator>ColeenD3</dc:creator>
      <dc:date>2022-02-16T13:30:05Z</dc:date>
    </item>
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