topic Re: help on insurance coverage issue in Get your taxes done using TurboTax

help on insurance coverage issue

GAmomlife — Mon, 16 Mar 2020 17:31:01 GMT

We received a 1095-C from my husbands new job (he started January 2019) we declined the insurance there because he has been continually covered under our family plan with my company that has a better company compensation on the monthly. I am working through the forms and the system says my husband had a break with our HDHP and only gives me the options of due to disability or break from plan for other reason. He has NEVER had a break from our plan but I don't have an option to correct this - please help!

Re: help on insurance coverage issue

CatinaT1 — Mon, 16 Mar 2020 17:49:48 GMT

You do not need to enter anything from the 1095C, this is an informational form only. Review the answers to your questions in the Health Care section.

Re: help on insurance coverage issue

GAmomlife — Mon, 16 Mar 2020 18:00:45 GMT

okay I will go back and review the section to see if I messed something up somewhere

we received an unemployment benefit adjustment from the USVI (Territory) should I file that separately with the USVI and leave it off this filing?

Re: help on insurance coverage issue

ColeenD3 — Mon, 16 Mar 2020 18:04:52 GMT

Did you have an HSA? If so, this could be your problem:

The question on the page before you see that you had a “lapse” in coverage is causing the issue.

On the previous page you should see the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2019?”. The choices are Family, Self only, or None.

If you have been covered under your husband’s family plan, you might think you should answer Family to the question. However, the answer should be None.

It is referring to what type of plan you held in your name on December 1, 2019. If you had your own separate HDHP on that date, then choose the type of plan that you had. If instead you were covered under the plan in your husband’s name, then you should choose None.

To go back to the section of your return to answer the questions again, use the following steps:

On the top row of the TurboTax online screen, click on Search (or for CD/downloaded TurboTax locate the search box in the upper right corner)
This opens a box where you can type in “hsa” (be sure to enter exactly as shown here) and click the magnifying glass (or for CD/downloaded TurboTax, click Find)
The search results will give you an option to “Jump to hsa”
Click on the blue “Jump to hsa” link and edit your information