topic Re: software indicates HDHP ends in Get your taxes done using TurboTax

software indicates HDHP ends

peizi — Sat, 14 Mar 2020 22:31:59 GMT

Hi,

The turbo tax software detects coverage lapse and requests picking answer between disability or other reasons. However I know there's no lapse. How do I break this? Thanks.

Richard

Re: software indicates HDHP ends

ColeenD3 — Sat, 14 Mar 2020 22:53:34 GMT

The question on the page before you see that you had a “lapse” in coverage is causing the issue.

On the previous page you should see the question, “What type of High Deductible Health Plan did [spouse] have on December 1, 2019?”. The choices are Family, Self only, or None.

If you have been covered under your husband’s family plan, you might think you should answer Family to the question. However, the answer should be None.

It is referring to what type of plan you held in your name on December 1, 2019. If you had your own separate HDHP on that date, then choose the type of plan that you had. If instead you were covered under the plan in your husband’s name, then you should choose None.

Re: software indicates HDHP ends

xPRobIRV — Sun, 15 Mar 2020 21:29:15 GMT

Wow, this is super not clear in the app. It should definitely be revised, especially since (by the time you get this question) you've already said that there was a family plan and that there was only one HSA. I see lots of people with this question on the forums, this is the only answer I've seen so far that actually answers the question and solves the problem.